QRIS records and local access rules
Our Legal position is simple: access to the account and its services depends on local law, and we apply the rules shown during account creation and inside your account area. You are responsible for entering accurate details, keeping your phone verification step available, and using payment
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details that belong to you. DANA, OVO, GoPay and QRIS may appear as wallet or transaction references; bank transfer and virtual account records may also be retained to match an account request. We may pause an account review when details conflict, a payment cannot be matched,
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or required checks are incomplete. Where local law permits, you can ask us to explain a decision, correct account data, or clarify which policy applies. The Legal wording on this page does not replace local requirements in Indonesia.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.